CONTINUAL INTEGRATION

Question
You want to know why you should have an account with money sitting around. Why should you prepare for an emergency fund?

Answer
Emergency money is needed for these things:

1) Unexpected dental bills.
2) Unexpected medical bills.
3) Sudden job loss. Some employers get behind in their payments, and the employees believe payments are forthcoming, but the delay can turn into years.
4) You get into car accident.
5) An investment opportunity with a short-duration window of entry. One example is cryptocurrency has increased its value exponentially in the past 10 years. Often emergency money shouldn't fund investments, but these situations come up.
6) A relative in need.
7) There are criminal allegations against you (e.g., with a mistaken identity) and you need to hire an attorney.
8) You are audited by the IRS (you may want an attorney to represent you or your liability will be much higher than you thought). Your state's income tax liability may be higher than you expected if your withholdings were not done correctly.
9) Housing issues (e.g., your landlord raises the rent or you need to repair your home).
10) Credit cards can have high interest.

It is less stressful to have emergency money.

Question
Many anti-sensitivity toothpastes have not worked for you. You want to try Colgate Anywhere, Anytime Sensitivity Relief Serum. What should you do to try it?

Answer
Place the cream/serum where there is sensitivity on your tooth or teeth. Do not use it as a toothpaste. It is a topical cream/serum.

Remind patients that this product is a serum to be applied and massaged directly to the sensitive area and not a paste to be brushed on.

https://www.todaysrdh.com/colgates-anywhere-anytime-offer-immediate-relief-for-sensitivity-during-dental-treatment/

You can see a picture of how it may be used.

Finally, you may want to read What Toothpastes Are There for Sensitive Teeth?

This article is informational and it is not an endorsement of the product. This article should not be considered medical advice. You should consult with a dentist before using a dental serum.

Problem scenario
You had some juice or fruit that had a significant amount of citric acid. Your teeth are now sensitive when you eat or drink something that is cold, hot, or crunchy. What should you do? Are there products with different active ingredients to reduce the sensitivity in one or more of your teeth?

Possible Solution #1
There are different anti-sensitivity toothpastes where the active ingredient could be Arginine bicarbonate (Tom's of Maine toothpaste), stannous flouride (some Crest toothpastes), or potassium nitrate (Sensodyne, and some Colgate toothpastes).

Possible Solution #1
Use mouthwashes, strips serums or gels. Colgate's Gel-Kam (that uses stannous flouride) is a topical gel -- not a toothpaste.

Possible Solution #3
At least one toothpaste (Tom's of Maine toothpaste) has directions for applying the toothpaste as a serum to the sensitive tooth and letting it sit for one minute.

Possible Solution #4
You may want to ask your question on healthtap.com (for free).

Possible Solution #5
Speak to your dentist. Sometimes in-office flouride treatments can help.

Final reminders
Just because something is available over the counter does not mean it is harmless. Flouride has created problems for people. You probably should consult with a dentist before using a new topical product. There are many potential solutions out there, and sometimes you need the right dentist -- not any dentist. There does not seem to be one product that works for all people. Some products need to be "tried" daily for four to six weeks. Every individual is different in how they respond to a given product.

This article is informational and it is not an endorsement of the product. This article should not be considered medical advice. You may want to consult with a dentist before using an anti-sensitivity mouthwash, toothpaste, strip, or serum.

Problem scenario
You are contemplating buying platinum. Should you purchase platinum to potentially make money?

Answer
Maybe. Platinum is affordable compared to gold as of 2/26/24. If you want to learn about the typical ratio of platinum to gold prices, see antiquesage.com. This website says "[t]he highest annual value recorded for the platinum gold ratio was a spike to 6.63 in 1968."

According to https://platinumprice.org/, platinum costs $885.73 per oz (as of 2/26/24). According to https://goldprice.org/, gold costs $2,032.46 (as of 2/26/24).

As of 2/26/24, the platinum-to-gold price ratio (ounce-to-ounce) is 0.44. It is not clear if the price of gold will drop, platinum will increase, or if there will be a new normal in the platinum-to-gold price ratio.

The automotive industry creates the biggest demand for platinum according to https://platinuminvestment.com/about/demand-drivers.

According to statista.com the biggest source of demand for platinum in the automobile sector comes from light duty diesel vehicles. Will these specialized vehicles be replaced by electric vehicles or some other technology that needs no platinum? No one knows for sure if or when this will happen. Will environmental standards be raised to increase the need for more platinum per vehicle in the mid-term? This is possible, but no one knows certainly what the price of platinum will be in the 2030s. There are non-automobile uses of platinum.

You can buy platinum on Amazon if you think platinum will rise.