How Do You Handle the Prompt “Are you sure that this transaction doesn’t require a MEMO to be successful?” when You are Trying to Send XRP or XLM to a Trezor or Ledger wallet?

Problem scenario
You are trying to send Ripple coins to a Trezor wallet. You get a prompt like "Are you sure that this transaction doesn’t require a MEMO to be successful?" or "This transaction has no destination tag, are you sure it is not required to be successful?

Do you need to include a memo or "destination tag" when the Ripple coins or Stellar Lumens are going to a Trezor wallet or Ledger wallet?

Answer
No.

Destination tags are not required for receiving XRP tokens in Trezor Suite.

https://trezor.io/learn/a/ripple-xrp-on-trezor-model-t-and-trezor-safe-3

For the Ledger wallet, the answer is also "no."

When you are sending XRP/XLM from an exchange to your address obtained in Ledger Live, you are not required to put a specific tag. Since the address is controlled by you, the funds in Ledger Live will appear on your address automatically.

https://support.ledger.com/hc/en-us/articles/8334221527581-Do-I-need-a-memo-tag-to-send-or-receive-XRP-and-XLM

Be careful because if you were not using a Trezor wallet or Ledger wallet, you could lose your funds (e.g., on an exchange) if you do not provide a destination tag (numeric) with XRP or a memo (an alphanumeric string) with XLM.

Destination tag/Memo is an additional address feature necessary for identifying your recipient beyond the XRP/XLM wallet address on a centralized exchange or wallet.

https://help.crypto.com/en/articles/3957426-how-to-send-and-receive-xrp-and-xlm

This article is only for information. Please do not transact funds unless you know what you are doing. We are not responsible for lost XRP/XLM.

Does BinanceUS Have Costly Fees when Withdrawing Coins?

Problem scenario
You want to know if Binance has high fees with withdrawing cryptocurrency. It seems that withdrawing USDT (Tether) is going to cost a significant amount. But you want it in your wallet. What should you do?

Possible Solution #1
Trade the USDT for XRP or some other coin.

As of March 2024, it seems that you can buy XRP with USDT on Binance and the withdrawal fee for putting XRP into a wallet would be much lower (than a comparable amount of USDT).

Miscellaneous information
You may want to use a wallet and Changelly because some coins have higher withdrawal fees than others.

You may want to read this Reddit posting for more information. We do not condone non-inclusive language. The above Reddit posting is recent and may or may not have applicability to your situation.

You may want to read this: https://coincodecap.com/binance-fees

To trade different cryptocurrencies, you may want to use Changelly. To keep your coins from an exchange, you may want to buy a wallet.

How Do You Transfer USDT to Your Trezor Wallet?

Problem scenario
You do not see an option for USDT. You want your Trezor wallet to hold USDT. What do you do?

Solution
Use the Ethereum address on your Trezor wallet. You can also use Changelly if you need a platform to do the exchange.

Once the exchange is complete, in Trezor, you go to "Ethereum" and click on the "Tokens" tab to view your USDT.

If you want to buy a cryptocurrency wallet from Amazon, click here.

How Do You Transfer NMC to Your Trezor Wallet?

Problem scenario
You do not see an option for NMC. You want your Trezor wallet to hold NMC. What do you do?

Solution
Use the Ethereum address on your Trezor wallet. You can also use Changelly if you need a platform to do the exchange.

Once the exchange is complete, in Trezor, you go to "Ethereum" and click on the "Tokens" tab to view your NMC.

If you want to buy a cryptocurrency wallet from Amazon, click here.

How Do You Transfer AGIX to Your Trezor Wallet?

Problem scenario
You do not see an option for AGIX. You want your Trezor wallet to hold AGIX. What do you do?

Solution
Use the Ethereum address on your Trezor wallet. You can also use Changelly if you need a platform to do the exchange.

Once the exchange is complete, in Trezor, you go to "Ethereum" and click on the "Tokens" tab to view your AGIX.

If you want to buy a cryptocurrency wallet from Amazon, click here.

How Do You Troubleshoot the Trezor Message “Address is not valid”?

Problem scenario
With your Trezor wallet, you want to send cryptocurrency. You copied and pasted an alphanumeric address (and all the letters in it were lowercase). You get the message "address is not valid" when you try to send the cryptocurrency from your device. What should you do?

Possible solution
Case sensitivity can be an issue. Can you click "Convert to checksum address"? This will make letters capitalized in the [hexadecimal] address. Now the address will work for sending using the Trezor application. (Not all the letters necessarily need to be capitalized. With Trezor, some letters in a hexadecimal address are capitalized but not others.)

How Can You Avoid a Sales Tax when Buying Silver, Gold or Platinum?

Problem scenario
You want to buy silver, gold or platinum, but you do not want to have to pay a sales tax.

Solution
Many states in the U.S. do not have a sales tax on precious metals. If you buy a certain amount, there is a good chance you will not have to pay a sales tax. To read more, see https://noblegoldinvestments.com/sales-tax-on-gold-and-silver/.

How Do You Fix a Toilet Seat That Will Not Stay Up?

Problem scenario
The toilet seat keeps falling down. You cannot clean the toilet with one hand. How do you keep the toilet seat up?

Possible Solution #1
Look at the back of the seat. There may be two plastic covers of bolts that attach the seat to the toilet. Lift the covers, and then look to see if they are parallel and securely fastened.

You may need to loosen one or both bolts, adjust the seat, and test if the seat won't fall. Then tighten the bolts and close the covers.

Possible Solution #2
See this posting or watch this one-minute video.

Sighted, Blind, and Sighted Again: How John Howard Griffin, Eric Hoffer and Aldous Huxley Became Great

John Howard Griffin, author of Black Like Me, Eric Hoffer, author of The True Believer, and Aldous Huxley, author of Island and Brave New World, have all influenced the world greatly.

Did you know that these three authors could initially see in childhood, then lost their vision for one or more years? When they regained their vision, they had renewed gratitude for the gift of sight. They are immortalized by their work. Sometimes having extremely low expectations can make someone yearn for an ability many take for granted. The vision impaired individuals used their regained ability to see to the maximum extent possible with their writings.

To read about John Howard Griffin's blindness, see this Time article.

To read about Aldous Huxley's blindness, see this National Endowment for the Humanities article.

To read about Eric Hoffer's blindness, see this Online Archive of California article.

What is a Smart Contract?

Question
You have heard of smart contracts in cryptocurrency contexts. What is a smart contract?

Answer
It is a automated or self-executing bid to buy or sell cryptocurrency when a condition is met (e.g., a price point is reached). As with stock trading with limit orders based on price, a smart contract is the equivalent with cryptocurrency. Usually the contract will execute exactly with the parameters you set forth or more in your favor (e.g., it can be cheaper when you buy or more expensive when you sell).

Coinbase supports smart contracts.